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A Reverse Telephone Lookup Of Unwanted Calls is a free reverse telephone database of phone numbers reported to be from telemarketers, scammers, and bill collectors for the United Kingdom. Over 20,743 complaints have been reported to date.

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Did you get a call from 07860-035284?  Read the comments below to find out information about this number. You can also report unwanted calls to help identify callers.
F Kirkland
June 10, 2014, 3:20 am

A fake Lloyds Bank agent texted me regarding fraudulent use of my bank card at a store. I called the bank directly and they said they have no idea what I was talking about. No fraud at all. A phisher indeed.

Caller Company: Lloyds Bank
Caller Type: Scammer
IT Security Guy
September 30, 2014, 7:05 pm

Fake text from Halifax, quoting last 4 digits of card number. Said I had using card online.

Caller Company: 07860-035284
Caller Type: Scammer
IT Security Guy
September 30, 2014, 7:23 pm

Apparently, this is a genuine halifax number after all. Contact your bank and ask for the Debit Card Fraud Departament (*not* the Online Fraud Departament)

Caller Company: Halifax
Caller Type: Legit Caller
October 27, 2014, 6:28 am

My god, how many scammers are there? This is geniune!!! Ignore the people who are saying it was fake. I almost believed it was fake myself, but I phoned just to be sure, because it was a lot of money they said had been used. It was genuine, which makes me so angry, but happy that my bank are so good at responding to this, as they stopped it really quickly.

If in doubt, call your bank asap. I didn't like the text format, it was pretty strange, calling your bank's helpline is always the best.

Caller Company: Lloyds
Caller Type: Legit Caller
Ripped Off
November 18, 2014, 1:26 pm

Attempted to purchase a product on-line (bathroom equipment). Was redirected to Sage Pay.

Entered Visa Card Number and security code and noticed that I was then asked for sort code and account number - which I did not provided.

Cancelled the transaction but got an SMS within minutes asking to to confirm that I made the transaction. Did not respond to this.

Called the on-line company. Whilst they agreed that it was odd they said it was nothing to do with them.

Called Sage. They said that it was between me and the supplier.

Called LLoyds. They said that it was between me, the supplier and Sage.

The only way this scam could work is if the supplier had outsourced their payment engine to Sage using a dishonest intermediary.

Caller Company: LLoyds
Caller Type: SMS
Ripped Off
November 18, 2014, 1:58 pm

Called Lloyds again. After much switching between departments and many repetitions of the story. It seemed that the SMS was genuine.

One possible explanation was that the Sage Pay payment processing site was not working or that the intermediary payment processor has implemented the payment piece incorrectly.

It was agreed that the payment system should not have been requesting account number and sort code.

Caller Company: 07860-035284
Caller Type: SMS
Just Eat
November 23, 2014, 9:44 am

I received this message telling me someone had tried to spend 33 on the Just Eat site. I didn't respond to the text, but did call my bank and they confirmed that someone had tried to use my details and the bank had blocked it.

Caller Company: Lloyds
Caller Type: SMS
Lloyds customer
May 23, 2015, 11:10 am

Had a genuine message from Lloyds when their system had flagged a possibly fraudulent transaction. Called the Lloyds general contact number and asked to be put through to Debit Card fraud department, and they checked my details and unblocked my card. After 5 mins I was able to put through the transaction again successfully.

Caller Company: 07860-035284
Caller Type: Legit Caller
July 7, 2015, 5:44 pm

I revieved a text from this number claiming to be lloyds bank wanting me to confirm a transaction I never made. It included a fake Lloyds telephone number and told me to call them if it wasn't me who made the transaction. I called the official Lloyds number straight away and they confirmed this is a scam!!!! They also advised me to cancel my card as they fake text I received had the last 4 digits of my card in it. I have now had the inconvenience of having to cancel my card and wait for another one!!

Caller Company: Fake Lloyds bank text
Caller Type: SMS
July 30, 2015, 11:38 am

I recieved a text saying the my card ending in **** had been used for a transaction. It had all the correct information, the tme, price and date was correct. Earlier i had attempted to purchase an item fron Game with the exact same price. I look online for the number and read some comments about it. I called up my bank and asked them about this, they responded with "That number wasn't them (Halifax). They said that they are aware of this issue. If you get anything like this contact your bank.

Caller Company: Fake Halifax text
Caller Type: SMS
August 19, 2015, 2:37 am

I recently made some purchases online and immediately after I got a text from this number from Lloyds mentioned how my card my have been used illegally for stolen purchases. I contacted Lloyds directly using the number on the back of my card and sorted this all out.

Caller Company: Lloyds Bank
Caller Type: SMS
Alison Cooper
August 27, 2015, 11:16 pm

My debit card ending xxxx has been used at hungry house at 7pm today, amount shown and asking me to reply yes or no. I have ignored it and googled the number

Caller Company: Halifax
Caller Type: SMS
August 30, 2015, 4:25 pm

Legit texts from my Bank of Scotland fraud department. Legit number, but still use verified numbers only when calling in to be certain. The texts are about warnings of possible fraud on your account.

Caller Company: Bank of Scotland
Caller Type: Legit Caller
September 24, 2015, 12:17 am

Genuine text from Lloyd's Bank. Someone tried to use my card to buy computers and designer clothes. Payment blocked, do not ignore this number.

Caller Company: Lloyd's Bank.
Caller Type: Legit Caller
October 11, 2015, 8:39 pm

seemed genuine - got a text saying my card had been used and to reply yes or no if it was me. i replied no - they responded saying they would call. as of yet they haven't called but checked online and my money in the bank has gone as pending transactions which i have not used. pleased they are on the ball and checked with me.

Caller Company: lloyds
Caller Type: SMS
November 12, 2015, 7:03 pm

Have bee texted by this number today re transactions I knew nothing about. Rang bank using number on card and yes, this was Fraud department. Ignore at your peril!! Might otherwise have cost me 800 over two fraudulent online transactions.

Caller Company: Halifax Fraud Team
Caller Type: Legit Caller
Rosie Ross
November 28, 2015, 1:42 pm

My friend at work got this txt this morning, I immediately checked the number online and found this page. The comments are misleading saying the txts are a scam when actually speaking to the bank the txt is legitimate from the bank and they should freeze your account after they send the txt (regardless of wether you reply).

FOLLOW UP WITH THE FRAUD INVESTIGATION LINE WITH YOUR BANK asap if you are worried do not reply to the number!

Caller Company: Loyds TSB
Caller Type: Legit Caller
February 26, 2016, 4:00 pm

This is a legitimate number. Halifax texting to tell me of online fraudulent transactions worth 300. If you get a text from this number reply and they will immediately call you with a 3 digit code and a number to call their fraud department. Very helpful.

Caller Company: Halifax bank
Caller Type: Legit Caller
March 28, 2016, 7:13 pm

This is a genuine number. Call your bank fraud number immediately! Mine was online fraudulent transactions of 750. I rang Halifax and they sorted straight away.

Caller Company: Halifax bank
Caller Type: Legit Caller
Prince of Persia
May 29, 2016, 11:01 am

The message is genuine and it's from the debit card fraud department.Just checking whether it's you or not doing the transactions,simples.

Caller Company: Halifax
Caller Type: SMS
June 6, 2016, 6:00 pm

Claiming to be from Lloyds Bank, Quoting the last few digits from my debit card and warning me of an unknown transaction. It asked me to respond 'Yes' or 'No' to the number.

I ignored it. But if I had responded 'yes' I would have received a phonemail claiming to be Lloyds fraud department within the following days.

Caller Company: no caller id
Caller Type: SMS
June 14, 2016, 10:02 am

Text message from this number!
It Is the Halifax- it is checking fraud.
Genuine, please do not ignore!
Text back and they will call you from an 0845 number immediately and connect you to fraud department. So glad I didn't ignore this text.

Caller Type: Legit Caller
September 7, 2016, 11:24 pm

This was legitimate, It was Halifax reporting 349.00 being attempted to be taken by Watch Shop Ltd. It's safe to reply "No" to if you've been targeted by fraudsters. When you do the Bank / Building society call you back ASAP.

Caller Type: Legit Caller
October 21, 2016, 11:25 pm


Caller Company: Wiser than them
October 22, 2016, 8:45 am

In addition to last. The comments that say this is a ligitimate text are probably by the low life scammers themselves.
Do not respond. Delete and ignore

Caller Company: 07860 035284
Caller Type: Scammer
November 30, 2016, 10:08 pm

Text from Halifax. Didn't reply but called fraud team. They confirmed it was genuine text and someone has fraudulently used my card. Please contact fraud team.

Caller Company: Halifax
Caller Type: Legit Caller
February 15, 2017, 10:30 pm

This is clearly a scam. The got the name of the bank wrong, the card number wrong, and the whole thing is a scam. No bank has this number. The reviews on this page are also faked by the same scammers. Look at the pattern: 30 min after the initial disbelief people ''suddenly'' learn that it is genuine. Do not reply to the message, send the screenshot to your bank security, and hopefully, these thugs will soon have one less number to operate. Not that it would stop them really, of course.

Caller Company: n/a
Caller Type: Scammer
May 31, 2017, 7:55 pm

Stupid people who work for government should stop this problem comes to us
44 7860 035284 Shiiiit fake number.

June 18, 2017, 10:23 am

Contact your bank this is the banks number but use the phone number on the back of your is a faudulent transation..cancell cards. I could have lost 1000 to fruedsters.

Caller Type: Unknown
August 20, 2017, 7:28 pm


Who are you going tp believe in this thread? Why would anyone saying it's a scam go to all the trouble of writing about their experience in great detail if they had not actually experienced it?

On the other hand, any of the lying fraudsters above who have anonymously posted a response saying it's genuine have everything to gain. If they can fake the text to look like it's genuine they are certainly capable of posting fake messages here!

Caller Company: 07860 035284
Caller Type: SMS


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